| Past Five Years at a Glance (2016-2020) In BDT | ||||||
| Sl. | Particulars | 2016 | 2017 | 2018 | 2019 | 2020 |
| No. | ||||||
| 1.0 | Authorised Capital | 10000 | 10000 | 10000 | 10000 | 10000 |
| 2.0 | Own Fund : | |||||
| 2.1 Paid-up Capital | 854 | 862 | 898 | 952 | 961 | |
| 2.2 Capital and Other Reserve | 11492 | 13427 | 16538 | 20818 | 23874 | |
| 2.3 Miscellaneous | 5748 | 5496 | 5991 | 7579 | 8141 | |
| 2.4 Total : | 18094 | 19785 | 23427 | 29349 | 32976 | |
| 3.0 | Deposits | 199807 | 208348 | 226567 | 243830 | 241805 |
| 4.0 | Other Sources of Fund | 10243 | 10116 | 11280 | 10393 | 14551 |
| 5.0 | Borrowings | 1217 | 1370 | 2280 | 2880 | 968 |
| 6.0 | Assets : | |||||
| 6.1 Loan and Advances (Before Provision) | 123829 | 152044 | 163154 | 168669 | 155426 | |
| 6.2 Investment | 261 | 261 | 261 | 261 | 261 | |
| 6.3 Cash and Bank Balance | 94103 | 77167 | 88987 | 105617 | 119718 | |
| 6.4 Fixed Assets | 1497 | 1501 | 1509 | 1540 | 1536 | |
| 6.5 Other Aseets | 9671 | 8646 | 9643 | 10365 | 13359 | |
| 6.6 Total Assets | 229361 | 239619 | 263554 | 286452 | 290300 | |
| 7.0 | Own Fund as Percentage of Loan & Advances |
15% | 13% | 14% | 17% | 21% |
| 8.0 | Own Fund and Deposits as Percentage of Loan & Advances |
176% | 150% | 153% | 161% | 177% |
| 9.0 | Total Income | 32115 | 35135 | 39526 | 43333 | 43164 |
| 10.0 | Expenses : | |||||
| 10.1 Salaries & Other Related Expenses | 11027 | 11664 | 11823 | 12156 | 12312 | |
| 10.2 Interest Expenses | 15181 | 15820 | 17232 | 18980 | 18617 | |
| 10.3 Other Expenses | 2525 | 2757 | 3394 | 4679 | 3202 | |
| 10.4 Provision Expenses | 1990 | 2619 | 3592 | 2794 | 5546 | |
| 10.5 Total Expenses | 30723 | 32860 | 36041 | 38609 | 39677 | |
| 11.0 | Net Profit | 1392 | 2275 | 3485 | 4723 | 3487 |
| 12.0 | Provision Balance | 7645 | 7435 | 8329 | 7026 | 10841 |
| 13.0 | Bad Debt | 4426 | 2827 | 2690 | 4094 | 1732 |
| 14.0 | Bad Debt Recovery | 1050 | 1152 | 957 | 1061 | 794 |
| 15.0 | Accumulated Disbursement (including housing loans) |
1417716 | 1652431 | 1899241 | 2153615 | 2328446 |
| 16.0 | Number of Employees | 21043 | 18185 | 18105 | 18053 | 18096 |
| 17.0 | Number of Members | 8901610 | 8934874 | 9084503 | 9260176 | 9336847 |
| 18.0 | Number of Centres | 142087 | 140262 | 138143 | 137141 | 136826 |
| 19.0 | Number of Villages | 81395 | 81400 | 81677 | 81678 | 81678 |
| 20.0 | Number of Branches | 2568 | 2568 | 2568 | 2568 | 2568 |
| Financial Intermediation Indicators(In Billion BDT) | |||||
| Particulars | Year | ||||
| 2016 | 2017 | 2018 | 2019 | 2020 | |
| Balance of Deposits | 200.00 | 208.35 | 226.57 | 243.83 | 241.81 |
| Balance of Loan & Advances | 123.83 | 152.04 | 163.15 | 168.67 | 155.43 |
| Balance of borrowings | 1.22 | 1.37 | 2.28 | 2.88 | 0.97 |
| Deposit to Loan Ratio | 162% | 137% | 139% | 145% | 156% |
| Deposit to Borrowings Ratio | 16393% | 15208% | 9937% | 8466% | 24929% |
| Pension Benefits Paid to Retired Employees(In Million BDT) | ||||
| Period | Number of Retired Employees | Payment of Pension Benefits | ||
| Yearly Total | Cummulative | Yearly Total | Cummulative | |
| 2016 | 416 | 10144 | 1591 | 10181 |
| 2017 | 419 | 10563 | 1557 | 11738 |
| 2018 | 403 | 10966 | 1682 | 13420 |
| 2019 | 441 | 11407 | 1985 | 15405 |
| 2020 | 401 | 11808 | 2219 | 17624 |
| Sources of Fund as on 31st December 2020 (In Million BDT) | |||
| Sl. | Particulars | Amount | |
| No. | |||
| 1.0 | Borrowings | ||
| 1.1 Domestic Borrowings | |||
| 1.1.1 Commercial Bank | 0 | 0 | |
| 1.2 Foreign Borrowings | |||
| 1.2.1 Term Loans | 417 | ||
| 1.2.2 Loans at Perpetuity | 551 | 968 | |
| Total : | 968 | ||
| 2.0 | Deposits | ||
| 2.1 Borrowers’ Deposits | 166606 | ||
| 2.2 Non-Borrowers’ Deposits | 75199 | 241805 | |
| 3.0 | Own Fund | ||
| 3.1 Paid up Capital | 961 | ||
| 3.2 Capital & Other Reserve | 23874 | ||
| 3.3 Miscellaneous | 8141 | 32976 | |
| 4.0 | Other Sources | 14551 | |
| Total : | 290300 | ||